Diagnóstico Sobre El Nivel De Educación Financiera En Estudiantes Universitarios.

Abstract

The speed of financial changes is increasingly dynamic, so that young people have to be more prepared and aware of the financial decisions they can make, since the good use of resources can translate into well-being for the regions. The present research aims to develop a diagnosis on the rate of knowledge in young university students on financial education issues. The research is applied, with documentary techniques, transactional, with a mixed approach (quantitative and qualitative), field research was used, the design was non-experimental and synchronous. In the findings, a lack of practical application in the daily life of students was found. Favorable results were found regarding the use of credit cards and unfavorable results regarding formal savings, small spending, investment and retirement. In future research, socioeconomic variables could be added to see how they behave.