Understanding FinTech Adoption: A Bibliometric and Systematic Review of the Literature.

Abstract

The implementation of Financial Technology (FinTech) changed financial service operations through broadened accessibility and enhanced efficiency and innovation. This research conducts both a bibliometric examination and systematic review of FinTech adoption literature using Scopus database data which includes 609 papers for bibliometric evaluation and 22 highly cited papers for a thorough review. The research tracks significant FinTech development patterns while exposing leading sources who generate knowledge about FinTech adoption alongside discussing important thematic areas which power its growing adoption. Research activity regarding FinTech adoption has expanded notably during recent times because digital payments and blockchain technology and financial inclusion and regulatory challenges represent the most prevalent research fields. The research presents unmet needs that involve creating a single theoretical structure for FinTech studies along with additional investigations in emerging market economies. The review integrates existing research to present valuable insights which benefit both academic scholars and policymakers and industrial professionals studying FinTech adoption patterns.