Dr. Devendra Lodha, Dr. Roshni Rawal, Dr. Aabha Singhvi. “Confirmatory Factor Analysis Of Key Drivers Enhancing The Utility Of Unified Payment Interface (Upi)". kuey [Internet]. 2024 Jul. 22 [cited 2025 Sep. 18];30(7):1444-56. Available from: https://www.kuey.net/index.php/kuey/article/view/10619