Azrie Tamjis, Muhamad Nizam Jali, Azahari Jamaludin. Factors Influencing Decisions of University Students to Use Islamic Banking Products and Services in Malaysia. kuey [Internet]. 2024 Jul. 20 [cited 2025 Sep. 19];30(7):868-81. Available from: https://www.kuey.net/index.php/kuey/article/view/6868